It seems like when we get one situation handled, another doozie creeps up. Does anyone else feel this way? It seems that due to the economy my employer is going to have to switch health insurance. We are going to individual plans. The good news is that he will continue to pay my insurance. The bad news is that Jude doesn't qualify for the personal plan, and therefore has to go through the state pool. It's basically like having a a damaged house that needs insurance, and when it's turned down by everyone you have to put the house through the state. Well that plan isn't cheap, and since it's a private plan the state will no longer reimburse me for his insurance. I have been so incredibly stressed out today that I have literally made myself sick. Not to mention I have been up since 4am with Jude.
We have kept Jude's primary insurance in force because the HIPPA program was allowing us to by reimbursing us. Also Jude's neurologist, pediatrician, and GI specialist all DO NOT take medicaid. So the only option we have is to let his insurance run out, and fall on the medicaid. I am distraught! We will have to pay out of pocket for the neurologist, and replace the other doctors with ones that do accept medicaid.
I understand my boss had to do this, he didn't have a choice, it just stinks. I am so stressed! Not sure why life cannot just level out.
The good news is, Jude seems to be well, and Em comes home tomorrow.